Thursday, June 19, 2008

How to safeguard our personal and financial data?

Below are some steps to safeguard your personal and financial data:

1. Use a credit card with a small limit when mail-order and online purchase. Thus, it will prevent those dishonest clerk from getting your personal and financial data and information, at least those thieves will not rack up many bills.

2. When a person solicits you, you have to require the solicitor to send you a mail to check for legitimacy. You can curtail the solicitor’s phone you receive by placing your number on the National Do Not Call registry, it will not get rid by anybody. Organization such as charities, political groups, business companies are using.

3. Review your monthly statement is an easy thing that you can do to prevent your financial data been stolen. But not many people will do it. Not only review for any fraudulent charges but also find legitimate charges that are not necessary.

4. Prepare for disaster! It is most important to make sure you have safeguard yours and your family’s important documents. Keep those documents in a sealable plastic bags or you can rent a safety deposit box.

5. While you want to choose a password that easier to remember, please do not use something that a clever thief can figure out, such as your birth date, your name, family name and etc. A combination of number and symbols will be more safety.

6. Protect your computer security by using as many tools as you can to guard your information and data in the computer, such as passwords, firewalls, spyware and etc.

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